Year-end fundraising · Churches and faith-based nonprofits

People give to vision,not to an ask.

December funds the next twelve months. This is a field guide to the eight weeks that decide it: what the numbers say, what a real year-end plan contains, and how to build one your team can actually run.

By Josh Morris · Executive Director of a multi-campus church · $500M+ in capital initiatives overseen
37%
of annual online giving arrives in December
M+R
10%
of the year's online giving lands in the final week
M+R
Dec 31
is the single largest giving day of the year
NextAfter
01

Giving is not evenly spread across the year. Most calendars are.

More than a third of online giving arrives in December, and close to a fifth of all giving. One dollar in ten lands in the final week. The last day of the year is the single largest giving day there is.

Most churches know this in their bones and still run December the way they run March: a letter, a pulpit moment, a line in the bulletin. The people who give the most, and the people who could, are reached with the same message at the same time through the same channel.

Weekly giving smooths the curve for congregations. It does not flatten it. For religious organizations, December runs nearly flat every day of the month and then spikes on the 31st, which means the whole season comes down to whether the last three days were planned or left to chance.

The opportunity is not a bigger ask. It is a clearer season. Vision in November, story through Advent, one invitation in the final two weeks, and someone paying attention on December 31.

Share of annual online giving, by month
Percent of the year's total · illustrative of the sector pattern
0%10%20%30%JanFebMarAprMayJunJulAugSepOctNovDec~37%
Show as a table
MonthShare of annual giving
January5.5%
February5%
March5.5%
April5%
May5.5%
June5.5%
July4.5%
August4.5%
September5%
October6%
November11%
December37%
Religion is still the largest slice of American giving
Giving USA 2026, for calendar year 2025
Given to religion$151.58 billion · 24.6%
All US charitable giving$617.2 billion

Still the largest single destination for American generosity, and still losing ground: religion's share was 34% in 2011. Adjusted for inflation, giving to religion was flat in 2025.

Flat until the 31st

For religious organizations, December giving runs nearly flat every day of the month, then spikes on December 31, online and offline alike.

33% higher

On one major church giving platform, December's total is a third higher than any other month, and the average gift is 21 percent larger.

27% give 81%

About 27 percent of Christian donors give consistently, and they account for more than 81 percent of contributions. Church leaders guess the consistent share is 53 percent.

5% say thank you

Sixty-three percent of congregations acknowledge gifts only with an annual statement. Five percent thank a giver for each gift.

02

What a planned December is worth.

Move the sliders to your church. The number on the right is the gap between running December on purpose and running it on habit.

$4M
Total contributions the church needs in a year, not the operating budget.
15%
Church giving platforms report December at roughly 14 to 20 percent of the year. Nonprofits that live on appeals run far higher. Use last year's actual.
What kind of December
Lift over last December from sequencing vision, story, and invitation, segmenting the top twenty, and working the final 72 hours. Ranges reflect what planned seasons typically produce over an unplanned one.
Additional December giving
$120,000
On top of a $600K December. That is the difference between a year that closes and a year that gets explained in January.
Last December, at 15% of the year$600,000
This December, planned$720,000
Carried into the following two years by givers who stay$28,715
Three-year value of one planned season$148,715
Illustrative. Years two and three assume roughly a third of the lift comes from new or upgraded givers, retained at sector rates of 43% and then 59% (Fundraising Effectiveness Project, 2025). Your numbers replace these in the first conversation.
03

Nobody in your church gives to an ask. They give to a vision they can see, a story they believe, and an invitation that arrives last.

01
First

Vision

Where is the church going next year? One page, one number, in the Lead Pastor's own words. Said early enough that people have time to believe it.

02
Second

Story

What does that vision already look like in a real life? Tell it through a name, a Tuesday night, and a moment that happened because someone gave last year, never through a statistic.

03
Last

Invitation

Now the ask. One sentence, plainly, at the end of a story people already believe. When the first two are done well, this one lands as the natural conclusion.

The strongest Decembers I have seen were not the ones with the most emails. They were the ones where, by the second Sunday of Advent, every person in the room could finish the sentence: next year, we are going to...

Josh Morris
04

Sixty-one days. Three moves. One finish.

The sequence matters more than the volume. Here is the shape of a December that works, from the first of November to the last hour of the year.

Nov 1Vision brief goes out
ThanksgivingGratitude, no ask
Giving TuesdayDec 1. A story, then a soft invitation
Vision SundayDec 13. The pulpit ask
Christmas EveThe largest room of the year
Dec 31The single largest giving day

Vision

Nov 1 to Nov 15

Say where the church is going next year, clearly and early. One page. Written with the Lead Pastor, read from the pulpit, sent to every household.

Story

Nov 16 to Dec 12

Show what that vision already looks like in real lives. Gratitude at Thanksgiving. Stories, not statistics, through Giving Tuesday and Advent.

Invitation

Dec 13 to Dec 28

Now ask. Plainly, once, with a different messenger for each segment. Christmas services are the largest room of the year. Use them.

72The final hours

About a tenth of the year's online giving lands in the final week, and for churches the December spike is almost entirely the 31st. A reminder on each of the three days, a personal note to the top twenty, and someone watching the inbox until midnight.

Four segments. Four messengers.

The same email to everyone is the most expensive thing a church sends in December.

01

Major givers

The top twenty households. Usually a third or more of the total.

Message
The specific thing their gift makes possible, and a number.
Channel
A conversation, in person or by phone, before anything goes out publicly.
Messenger
Lead Pastor or a board member they already trust.
02

Mid-level givers

Consistent, generous, rarely spoken to as individuals.

Message
You are part of what made this year possible. Here is what next year asks of us.
Channel
A personal note or short video, then the same emails everyone gets.
Messenger
Executive Pastor or a campus pastor.
03

Recurring givers

The most loyal people in the building. Often forgotten in December.

Message
Thank you first. Then an invitation to a one-time year-end gift above the recurring one.
Channel
Email and text, timed to the final week.
Messenger
The pastor whose name is on the recurring receipts.
04

The congregation

Everyone who calls the church home, including people who have never given.

Message
The vision, the story, and one clear invitation. In that order.
Channel
Pulpit, email, mail, and the Christmas services.
Messenger
The Lead Pastor, in their own words.
05

The lift that outlasts December.

A good year-end season is the cheapest donor-retention program a church will ever run, the best volunteer recruiting month of the year, and the one time the whole staff pulls in the same direction.

Donors

The second gift is the whole game.

Fewer than one in five first-time givers ever give again. Once someone gives twice, the odds they keep giving roughly triple. December is where most first gifts happen, and most congregations thank givers once a year with a statement. The thank-you in January is worth more than the appeal in December.

79%of recurring givers are retained year to year, against 32% of one-time givers
$7,288lifetime value of a recurring giver, roughly double a one-time giver's $3,607
Retention
58%
of donors retained when they are thanked by phone more than once, against 33% with no call
A single thank-you call within ninety days lifted retention from 33 to 41 percent. More than one call lifted it to 58 percent, and the second gift nearly doubled.
Volunteers
2x
as likely to give: about 80% of volunteers donate, against 40% of people who do not volunteer
Half of volunteers say serving inspired them to give more, and an hour of volunteer time is now valued at $36.14.

Christmas services are the largest volunteer moment of the year. A season with a clear vision turns that surge of hands into people who stay in January, and people who serve are the people who give.

Staff
1 in 4
senior pastors seriously considered leaving full-time ministry in 2025
Down from a peak of 42 percent in 2022, and still a quarter of the people expected to carry the December ask. Half of nonprofit development directors plan to leave their job within two years.

Most churches ask an Executive Pastor to carry December as a fourth job. A written plan with a name and a date on every line is the difference between a team that finishes the year tired and one that finishes it proud.

06

What a real year-end plan contains.

Not a theme and a mailing date. Five documents, each short enough to be read in a staff meeting and specific enough to be run without the person who wrote them.

01

The vision brief

A one-page articulation of what this year's generosity makes possible. Written with the Lead Pastor, in plain language, with a number on it.

02

The segmentation model

Major, mid-level, recurring, and the broad congregation. Each with its own message, its own channel, and its own messenger.

03

The December calendar

Day by day from November 1 to December 31, including who sends what, and the final 72 hours planned to the hour.

04

The top twenty relationship plan

Every top giver assigned a named person, a specific conversation, and a date it will happen by.

05

The appeal outline

The story arc from vision to invitation, adapted for the pulpit, email, mail, and video, so every channel says the same thing.

07

Take the tools. Use them whether or not we ever talk.

The framework, written out. Free, sent from my own inbox, no drip sequence attached.

Eight chapters, from the vision brief to the January debrief. The framework this page is built on, written out in full, with the day-by-day calendar and the scorecard.

32 pages · PDF · 2026 edition

Twelve questions about last December. Ten minutes. An honest score on where the plan is strong and where it leaks, and the chapter to start on.

Interactive · about 10 minutes
Open

November 1 to December 31, 2026, laid out day by day with the sequence, the owners, and the final 72 hours already blocked. Shift the dates for any year.

Spreadsheet and PDF

One row per major relationship. A name beside each one, a conversation, and a date. The whiteboard, in a file, with both conversation scripts.

Spreadsheet and PDF
Josh Morris
08

A practitioner, not an agency.

I am Josh Morris. I lead strategy and advancement for a multi-campus church as its Executive Director, and I have overseen more than $500 million in capital initiatives. I have run the December the churches I work with are trying to have, and I have run the ones that fell short.

I am not a firm. Each season I help a small number of churches articulate their vision so clearly that generosity follows. The work is fixed-scope, fixed-price, and written to be run by the team you already have.

$500M+in capital initiatives overseen
14+years on staff at one of America's largest churches
Multi-campusoperations, finance, people, and donor development

How it works.

Every path starts with the same twenty minutes.

01No cost

A twenty-minute conversation

I ask about your December for about twelve minutes, then tell you the two or three things I would change. You leave with those either way.

Schedule the conversation
02$2,500 · two weeks

The Year-End Diagnostic

One ninety-minute working session with your Lead Pastor, Executive Pastor, and whoever runs communications. Fourteen days later you hold a written, vision-led plan your team can run from November 1 to December 31.

03By invitation

The Campaign Build

For the churches whose plan is bigger than the team can run alone. Ten weeks, done with you, through the last day of the year.

We already work with a capital campaign firm. Is this the same thing?

No. Those firms are strong on capital campaigns. This is the annual year-end engine that runs between campaigns. If your firm already builds your December, you are covered.

We do not like talking about money from the pulpit.

Neither do I. This work is about vision. When people can see where the church is going, the money conversation mostly takes care of itself, and the ask becomes one sentence at the end of a story they already believe.

How much of my team's time does this take in November?

The Diagnostic asks for one ninety-minute session and a short intake. The plan it produces is designed to be run by the people you already have, on top of everything else November already holds.

Our church is under 500 people. Is this for us?

The Playbook and the Scorecard are. Take them and use them. The Diagnostic is built for churches of roughly 800 to 3,000, where the Executive Pastor carries fundraising as a fourth job and needs the plan written out.

Is it too late for this December?

If it is before Thanksgiving, no. A two-week Diagnostic delivered in November still shapes the final six weeks, which is where most of the giving happens anyway. After that, we plan for next year and fix the final 72 hours of this one.

09

Let's look at your December together.

Twenty minutes. I ask about last year, you tell me what this year needs, and I give you the two or three things I would change. No deck, no pitch, and you keep the notes either way.

One email. It comes straight to me.
josh@joshuadmorris.com

The button opens a note in your own mail app with the questions already laid out. Fill in what you can and send it. I reply personally, usually within one business day.

  • Your church and your role
  • City, state, and weekly attendance
  • What December needs to produce this year
  • The one question you want answered
Email Josh to schedule
No list, no sequence, nothing automated. Prefer to write it yourself? Send anything to the address above.
  1. M+R. M+R Benchmarks 2026 (2025 data) (2026).
  2. Blackbaud Institute. 2025 Trends in Giving data spotlight, 7,500+ organizations (2026).
  3. NextAfter. 2024 Year-End Fundraising Benchmark Report (2024).
  4. Neon One, published by Giving USA. What new research tells us about how donors give in December and year-round (2021).
  5. Giving USA Foundation and the IU Lilly Family School of Philanthropy. Giving USA 2026: The Annual Report on Philanthropy for the Year 2025 (2026).
  6. Lake Institute on Faith and Giving. Giving USA 2025: Trends in Religious Giving (2025).
  7. Lake Institute on Faith and Giving. National Study of Congregations' Economic Practices (2019).
  8. Givelify Philanthropic Research. 2026 Giving in Faith Report (2026).
  9. Tithe.ly. Church Giving Trends and Tithing Statistics, platform data (2025).
  10. Fundraising Effectiveness Project (AFP and GivingTuesday Data Commons). Quarterly Fundraising Report, Q4 2025 (2026).
  11. Neon One. 2026 Recurring Donor Report, 4,107 organizations (2026).
  12. Bloomerang. Thank-you calls and donor retention, a study of 3,729 nonprofits and 1.9 million donors (2023).
  13. AmeriCorps and the Corporation for National and Community Service. Volunteering in America (2018).
  14. Fidelity Charitable. The Role of Volunteering in Philanthropy (2020).
  15. Independent Sector and the Do Good Institute. Value of Volunteer Time, 2026 release (2026).
  16. Barna Group. State of Pastors and Resilient Pastor research (2026).
  17. CompassPoint and the Evelyn and Walter Haas, Jr. Fund. UnderDeveloped: A National Study of Challenges Facing Nonprofit Fundraising (2013).

Sector-wide figures describe US charitable giving as a whole and are shown as the pattern churches should expect, not as a promise. The calculator is illustrative and its assumptions are stated beside it. Nothing on this page is financial or legal advice.

Photography: Josh Morris, and Benito Sanity, Christian Harb, Waldemar Brandt via Unsplash. Sanctuary render by Filament App Studios.